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Real Estate FAQs

Buying or selling in the West Valley? Here are the questions I get asked most — answered straight.

Buying a Home

Down payment requirements vary by loan program and lender. Common options include FHA loans (often 3.5% down), conventional loans (as low as 3%), and VA loans (zero down for qualifying veterans). Arizona also offers programs such as HOME Plus, which can provide down payment assistance for qualifying buyers. Requirements, income limits, and availability change frequently — a qualified mortgage professional can review your specific eligibility and current options.
Credit score requirements vary by loan program and lender, and the rates available to you depend on your full credit and financial profile. Don't let an imperfect score stop you — a qualified mortgage professional can review your situation and identify what programs you may currently qualify for.
Closing costs typically run 2–5% of the loan amount and cover lender fees, title insurance, appraisal, escrow, and prepaid items like homeowner's insurance and property taxes. On a $350,000 home, budget $7,000–$17,500. In many transactions, the seller can be negotiated to contribute toward your closing costs.
Well-established Goodyear communities include Palm Valley (established community along the Litchfield Road corridor, served by Litchfield Park Unified SD — verify current boundaries), Estrella Mountain Ranch (resort-style amenities and mountain views), and Canyon Trails. Nearby, Verrado in Buckeye is excellent for new construction. I specialize in the West Valley and can help match you to the right neighborhood for your lifestyle and budget.
I'm Eva Sandoval — a fully bilingual (English and Spanish) Realtor® serving Goodyear, Avondale, Litchfield Park, Buckeye, and Surprise. I offer all services in both languages: consultations, negotiations, paperwork, and ongoing communication. Call (623) 343-9144 or contact me here.

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Selling Your Home

Typical seller costs include agent commissions (negotiated), closing costs of 1–3%, any repair credits to the buyer, and your remaining mortgage payoff. I prepare a free net sheet before you list so you know exactly what you'll walk away with — no surprises at the closing table.
Well-priced, well-presented homes typically go under contract in 1–3 weeks. Once under contract, expect 30–45 days to close depending on the buyer's loan type.
You're not legally required to, but most sellers benefit significantly from professional representation. I provide pricing strategy, professional marketing, negotiation, transaction coordination, and process guidance — typically resulting in a higher net sale price and fewer complications.
Eva Sandoval is a bilingual REALTOR® serving Goodyear, Avondale, Litchfield Park, and the greater West Valley. She specializes in move-up buyers, relocation, VA loans, and first-time homebuyers — in English and Spanish. Licensed in Arizona (SA699895000), affiliated with 3rd Base Realty Group, LLC. Call (623) 343-9144.

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West Valley Market

The West Valley remains one of Arizona's fastest-growing regions. Goodyear, Avondale, and Buckeye are seeing continued job growth from employers like Amazon, Microsoft, and City of Hope. In 2026, inventory has improved compared to 2021–2023, giving buyers more options and negotiating power. Down payment assistance programs are available for qualifying buyers. The best time to buy is when you're financially ready.
Home prices in Goodyear vary by neighborhood, size, condition, and current market conditions. For accurate, current pricing in any specific area, request a free comparative market analysis. Contact Eva for a current market update specific to your situation.

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VA Loans & Special Programs

A VA loan is a mortgage benefit available to veterans, active military, and surviving spouses. It allows you to buy a home with zero down payment, no private mortgage insurance (PMI), and competitive interest rates. I have experience representing buyers who use VA financing and understand the real estate considerations that can come with a VA-backed purchase, including appraisal requirements and timelines.
Arizona offers programs such as HOME Plus that can provide down payment and closing-cost assistance for qualifying buyers. Program terms, income limits, purchase price limits, and availability change and should be verified with a qualified mortgage professional or lender. Read my guide on Arizona down payment programs →

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